People talk about the holidays as a happy and carefree time, but the reality is, for many of us, they’re a recipe for stress.

Thirty-eight percent of people in one Greenberg Quinlan Rosner survey said their stress increases around the holidays, citing lack of time and money, the pressure of gift exchanges, and family gatherings among the top stressors. Another survey by Healthline found that 62% of people consider the holidays stressful, with money being the biggest source of anxiety.

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